loading

x1,y2 z3,p2

Firm specialized in managing and acquiring credit-related assets across Latin America

We operate in segments in which our technological platform, analytical rigor and effective management maximize asset value.

Check out

Capital and management that generate long term results

Our objective is to unite our resources and technology in favor of our clients, consumers and investors.

More info

Working at RCB is not for everyone

We recruit talent that has demonstrated differentiated achievements in his/her personal and/or professional life.

Be part of our team.

RCB INVESTIMENTOS

Culture and Values Guide Us

We construct our business based on solid principles which are shared by each of our professionals, with the mission to become an indispensable agent within the credit cycle.

  • Transparency and Ethics

    We act with utmost transparency. We may err in judgment, but we are careful not to err in principle. If we make an error, we correct, and adjust so not to repeat the same mistake. We expect the highest ethical standards from all in our Firm, in and outside of work.

  • Entrepreneurial Spirit

    We are owners with great ambitions. We endeavor with initiative, planning and resilience, stimulated by an environment that fosters teamwork, while individualism is not tolerated. Our collective success is the sum of our individual objectives and dreams.

  • Excellence

    We strive to achieve excellence through diligence, discussion, analytical rigor, and self-criticism. We have a rare determination to do, today, better than yesterday. We have the conviction that the search for constant improvement perpetuates a winning venture.

  • Result and Meritocracy

    We achieve expectional results. Here, everyone must be focused on delivering beyond expectations, and will be compensated based on merit – on individual and firm wide performance. The high level of dedication of our team is unique.

  • Structuring and Asset Management

    We work together with large companies in structuring solutions that maximize the value of credit-related assets and of assets that require high operational intensity. We have structured solutions for leading companies and institutions across a variety of sectors, including financial services, retail, telecommunications, educational institutions and real estate development, both in the private and public domains. In each operation, our experience, creativity and flexibility generate tangible results.

  • Investments

    We invest in alternative assets, such as credit portfolios backed by long dated cash flows, which may be performing or non-performing, with or without real-asset backing, originated to individuals or companies. Both with proprietary capital and through our vast network of co-investors, we have invested more than R$ 1.2 billion in credit-related investments. In each deal, we strive for economic balance, fostering productive and long term relationships.

  • Operations

    We have developed a group of sophisticated tools to evaluate the operational and legal demands of credit-related assets with high operational intensity. Our proprietary technology, processes and partnerships allow us to participate in and extract value from complex assets and investment opportunities.

Main Activities

  • Transparency and Ethics

    We act with utmost transparency. We may err in judgment, but we are careful not to err in principle. If we make an error, we correct, and adjust so not to repeat the same mistake. We expect the highest ethical standards from all in our Firm, in and outside of work.

  • Entrepreneurial Spirit

    We are owners with great ambitions. We endeavor with initiative, planning and resilience, stimulated by an environment that fosters teamwork, while individualism is not tolerated. Our collective success is the sum of our individual objectives and dreams.

  • Excellence

    We strive to achieve excellence through diligence, discussion, analytical rigor, and self-criticism. We have a rare determination to do, today, better than yesterday. We have the conviction that the search for constant improvement perpetuates a winning venture.

  • Result and Meritocracy

    We achieve expectional results. Here, everyone must be focused on delivering beyond expectations, and will be compensated based on merit – on individual and firm wide performance. The high level of dedication of our team is unique.

  • Structuring and Asset Management

    We work together with large companies in structuring solutions that maximize the value of credit-related assets and of assets that require high operational intensity. We have structured solutions for leading companies and institutions across a variety of sectors, including financial services, retail, telecommunications, educational institutions and real estate development, both in the private and public domains. In each operation, our experience, creativity and flexibility generate tangible results.

  • Investments

    We invest in alternative assets, such as credit portfolios backed by long dated cash flows, which may be performing or non-performing, with or without real-asset backing, originated to individuals or companies. Both with proprietary capital and through our vast network of co-investors, we have invested more than R$ 1.2 billion in credit-related investments. In each deal, we strive for economic balance, fostering productive and long term relationships.

  • Operations

    We have developed a group of sophisticated tools to evaluate the operational and legal demands of credit-related assets with high operational intensity. Our proprietary technology, processes and partnerships allow us to participate in and extract value from complex assets and investment opportunities.

OUR BUSINESS

Capital and operational management with a long term view

With a robust capital structure, efficient management and high-end technology, we aim at long term value creation for our clients, consumers and investors.

  • Structuring and Asset Management

    Through RCB Planejamento, a fund manager registered at the securities and exchange commission of Brazil (“CVM”), we structure and manage funds that invest in credit-related and alternative assets in general. In that capacity, we originate, diligence and price an expansive universe of assets. In the role of Master Servicer, we act as managers of our funds’ underlying assets, having attentive oversight of financial cash flows and optimizing return of each operation.

    We have structured and managed more than 10 distinct investment funds, with over R$ 22 billion, in face value, of assets under management, including performing and non-performing credit portfolios, originated by a diverse pool of creditors, across a variety of product profile.

    Read More

  • Access to Capital

    RCB Investimentos maintains a strategic partnership with PRA Group Inc. (Nasdaq: PRAA – www.pragroup.com), global leader in acquiring and managing non-performing loans. Founded in 1996 and listed in stock exchange in the US since 2002, PRA is world reference in investing in and managing alternative assets.

    With robust financial capacity, whether through our proprietary capital, access to PRA or across a wide net of co-investment partners, we have invested over R$ 1,2 billion in credit-related transactions. Our creativity and flexibility allow us to participate in diverse deal structures, including purchase of performing and non-performing credit portfolios, with or without seller guarantees, forward flows, with or without profit sharing.Read More

  • Analytical and Operating Technology

    Through Itapeva Recuperação de Crédito (“Itapeva” – http://www.itapevarec.com.br), RCB Group’s credit servicing company, we manage all operational aspects of credit-related portfolios. With significant investment in analytical and systemic technologies, we believe to have the most controllable, efficient and scalable credit servicing platform in the market. We guarantee to our consumers transparency and accuracy of information, while following the highest ethical and compliance standards.

    Modular and integrated systems enable effective management of asset pools with varied scale and complexity. In the consumer segment, we have developed proprietary technology and processes aimed at large scale operations. Across the SME and asset-backed segments (auto and real estate), we have built essential competencies to evaluate and manage their legal demands and the monetization of real-asset guarantees.Read More

RECRUITING

Talent recruiting

Working at RCB is not for everyone. We seek individuals who first-and-foremost understand our value system and business principles. We want to recruit talent that has demonstrated differentiated achievements in his/her personal and/or professional life. We compete for talent with top-tier companies and institutions. We do not offer higher salaries, linear career paths or an established brand-name. Instead, we offer the possibility of realizing ambitious dreams, within a firm that rewards performance and results, irrespective of age, seniority or background.

Our goal is to recruit a concise group of professionals who think imaginatively and who is passionate about realizing dreams.Read More

Come join us

Contact us

Know how to find us

Sorry, something went wrong.

Message sent successfully!